Insure.com named two domestic and two foreign vehicles to top its list of the least expensive 2010 vehicles to insure. Insure.com honored the vehicles selected from among four categories - cars, SUVs, vans and trucks - with its Low Cost Car Insurance Award.

The top vehicles in each segment were:

• Cars: Dodge Caliber 4-door hatchback

• SUVs: Mazda Tribute i 2WD 4-door Utility

• Vans: Honda Odyssey LX 5-door 2WD

• Trucks: GMC Canyon WT 2WD 2-door 2.9L

The annual awards honor vehicles that are the cheapest to insure, based on a survey of average car insurance rates for more than 2,400 vehicles for the 2010 model year.

To arrive at the average premiums, Insure.com commissioned a study from Quadrant Information Services that calculated the average annual premiums for a male driver using car insurance rates from six large insurers in 10 ZIP codes per state.

Averages are based on a single 40-year-old male driver who commutes 12 miles to work, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. He has a clean driving record and good credit. The policy includes uninsured motorist coverage. Average annual rates are for comparative purposes; consumer's actual rate will depend on his or her personal factors.

Low Cost Car Insurance Award Winners - Cars

 

Rank

Vehicle

Style

Average annual premium

1

Dodge Caliber

4-Door Hatchback

1196.21

2

Buick Lacrosse CX

4-Door Sedan

1204.23

3

Toyota Yaris

3-Door Hatchback

1208.61

4

Honda Accord LX

4-Door Sedan DOHC VTEC

1211.92

5

Honda Accord LX Premium

4-Door Sedan DOHC VTEC

1214.23

6

Scion XB

5-Door Wagon

1215.86

7

Mini Cooper

2-Door Hatchback

1225.53

8

Volkswagen Jetta S

4-Door Sedan

1229.92

9

Ford Fusion S

4-Door Sedan

1231.03

10

Dodge Caliber R/T

4-Door Hatchback

1231.31

 

Low Cost Car Insurance Award Winners - SUVs  

 

Rank

Vehicle

Style

Average annual premium

1

Mazda Tribute i

2WD 4-Door Utility

1070.25

2

Mazda Tribute i

4WD 4-Door Utility

1103.29

3

Mazda Tribute S Grand Touring

2WD 4-Door Utility

1128.29

4

Hyundai Tucson GLS

2WD 4-Door Utility

1134.08

5

Kia Sportage LX

2WD 4-Door Utility

1138.41

6

Hyundai Santa Fe GLS

4-Door 2WD Utility

1141.07

7

Jeep Patriot Sport

2WD 4-Door Utility

1145.58

8

Honda CR-V LX

5-Door 2.4L

1146.29

9

Mazda Tribute S Grand Touring

4WD 4-Door Utility

1146.69

10

Dodge Journey SE

2WD 4-Door 2.4L Utility

1149.59

 

 

Low Cost Car Insurance Award Winners - Vans

 

Rank

Vehicle

Style

Average annual premium

1

Honda Odyssey LX

5-Door 2WD SOHC

1095.26

2

Chrysler Town & Country LX

2WD 4-Door 3.3L Wagon

1119.83

3

Dodge Grand Caravan SE

2WD 4-Door 3.3L Wagon

1131.06

4

Toyota Sienna CE

4-Door Wagon

1133.97

5

Honda Odyssey EX

5-Door 2WD SOHC

1139.80

6

Dodge Grand Caravan C/V

2WD 4-Door Van

1146.53

7

Toyota Sienna LE

4-Door Wagon

1148.78

8

Honda Odyssey Touring

5-Door 2WD SOHC

1180.27

9

Dodge Grand Caravan SXT

2WD 4-Door 3.8L Wagon

1186.95

10

Toyota Sienna XLE

4-Door Wagon

1187.31

 

Low Cost Car Insurance Award Winners - Trucks

 

Rank

Vehicle

Style

Average annual premium

1

GMC Canyon WT

2WD 2-Door 2.9L

1152.39

2

Toyota Tacoma

2WD 2-Door

1179.84

3

Chevrolet Colorado Work Truck

4-Door 2WD Pickup DOHC

1183.88

4

GMC Canyon WT

2WD 2-Door

1189.66

5

GMC Canyon WT

2WD 4-Door 2.9L Extended Cab

1190.97

6

Toyota Tacoma Prerunner

2WD 2-Door

1192.80

7

Ford Ranger XL

2WD Std Bed

1194.84

8

Ford Ranger XL

2WD Long Bed

1196.86

9

Ford Ranger Sport

2WD Long Bed

1198.27

10

Ford Ranger XLT

2WD Long Bed

1198.60

 

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